It’s Wave season – Welcome to our essential Guide to Cruise Travel Insurance for 2025

In collaboration with CoverForYou*, we have created this quick read guide to cruise travel insurance for 2025.

As it is Wave Season (Wave Season runs from January to March and is the cruise industry’s prime booking period, offering some of the best deals and incentives) we know many of you will be booking a cruise.

Planning a cruise is exciting, but it’s crucial to ensure you’re adequately protected with the right travel insurance as soon as you book. Standard travel insurance policies often don’t cover all the unique aspects of cruising, this is where choosing specific cruise travel insurance is essential.

Why is it a good idea to have Cruise Travel Insurance?

Cruises present distinct scenarios that typical travel insurance may not cover, such as:

Missed Port Departures: Unexpected delays could cause you to miss the ship’s departure from a port, leading to significant expenses to rejoin the cruise.

Cancelled Ports: Cruise lines take safety very seriously and there are times you may not be able to call at a port, usually due to strong winds, this can be disappointing.

Cabin Confinement: Illnesses can sometimes require confinement to your cabin, resulting in missed experiences and excursions.

 

Considerations When Choosing Cruise Travel Insurance

When selecting a cruise travel insurance policy, keep the following in mind:

Policy Duration: Ensure the policy covers the entire length of your cruise, including any pre or post-cruise travel.

Geographical Coverage: Confirm that all destinations on your itinerary are included in the policy’s coverage area.

Pre-Existing Medical Conditions: Declare any pre-existing conditions to ensure they’re covered; failure to do so can result in denied claims.

Activity Coverage: If you plan to participate in specific activities or excursions, verify they’re included in the policy.

 

Buy as soon as you book

For UK travellers, most cruise lines require you to have insurance sail, but as we said earlier, it is super important to buy as soon as you book – this is because the cover starts immediately should your circumstances change. CoverForYou’s* tailored policies offer comprehensive protection, allowing you to relax and enjoy the build up to the cruise as well as the cruise itself.

 

How to Purchase CoverForYou’s* Cruise Travel Insurance

Purchasing CoverForYou’s* cruise travel insurance is straightforward:

Get a Quote: Visit their website* and enter your travel details to receive a personalized quote.

Customise Your Policy: Select the coverage options that best suit your needs, including any additional covers.

Declare Medical Conditions: Use their online screening process to confidentially declare any pre-existing medical conditions.

Purchase: Complete the purchase online without the need for phone calls or waiting in queues.

 

Wave Season is the perfect time to book a cruise, and securing cruise travel insurance, like that offered by CoverForYou* ensures you’re protected, so you can book with confidence and enjoy peace of mind.

If you are still looking to book a cruise, get in touch with our team for a quote today by clicking here.